For Families
Freedom for them. Control for you.
Give every family member their own card, balance and spending limit. They get independence. You see every purchase.
Explore →
For Business
A card for every budget. One dashboard for all of them.
Separate team, project and contractor spending with dedicated cards and limits — without losing visibility.
Explore →
For AI Agents
Let your agents spend. Never let them overspend.
Give every AI agent its own card and budget. They operate freely within the limits you set. You see every transaction.
Explore →
Know where your money goes.
Understanding what you spend is the first step to controlling it.
Temporary Virtual Cards
Temporary card details for every transaction you do not fully trust.
Internal Transfers
Move money between cardholders instantly. No fees. Ever.
Load Your Balance, Your Way
Fund your account by bank transfer or crypto deposit. No top-up fees, ever.
Pay Salaries Directly to Cards
Payroll without the bank account requirement.
One Dashboard. Complete Control.
Every cardholder, every balance, every transaction. All in one view.
The Platiniq dashboard shows the full picture of your account in real time. Every card, every spend limit, every transaction across every cardholder, the moment it happens.
-
Adjust a limit without making a call.
-
Freeze a card with one tap.
-
Issue a new card in under a minute.
-
Top up a balance in seconds.
One payment.
Then it’s gone.
Generate a new virtual card whenever you need one.
Create temporary card details for unfamiliar websites, marketplaces, or any purchase you don’t fully trust.
They work for a single transaction and expire as soon as the payment is complete. Your permanent card number stays private, and the same details can’t be charged again.
FAQ
Before you accept an offer, you’ll see your credit limit, interest rate, repayment options and any applicable fees. Nothing is hidden or revealed after you’ve agreed.
No. Checking your rate uses a soft search that is only visible to you and never affects your credit score.
Yes. You can fund your account and repay your balance by stablecoin deposit or bank transfer, with zero top-up fees.
Anywhere major card networks are accepted — online, in store and in app, worldwide.